Agenda

Introductions and welcome remarks

• Course overview
• Reviewing delegate expectations
• Keynote presentation:
Overview of Credit Reporting and its impact on financial inclusion and stability

Break
General Principles for Credit Reporting- Overview

• Data
• Data Processing: Security and Efficiency
• Governance and Risk Management
• Legal and regulatory framework
• Cross-Border Data Flows
• Recommendations for effective oversight

Structure of Credit Reporting Systems in Africa

• Defining Public Credit Registry (PCR) and Private Credit Bureau (PCB)
• Factors that influence choice: PCR/PCB/Combination
• Pros and Cons of the different models
• Achieving complementarity between PCRs and PCBs
• Regulatory issues: selection of technical partners etc

Lunch
Principle 1: Data

• Overview and importance of GP 1
• Monitoring data quality: Regulators' role, effective models, and associated challenges
• Ensuring up-to-date business rules for data quality
• Country experiences with regard to Data quality

Break
Recap of Day 1
Principle 2: Data Processing: Security and Efficiency

• Guidelines on security measures
• Guidelines on Reliability
• Guidelines on Efficiency
• Country experiences with regard to Data Processing: Security and Efficiency

Break
Principle 3: Governance and risk management of bureaus

• Guidelines on accountability
• Guidelines on transparency
• Guidelines on effectiveness in managing the risks associated with the business
• Guidelines on fair access to the information by users
• Country experiences with regard to governance of credit reporting agencies

Principle 4: Legal and regulatory framework for credit reporting

• Guidelines on clarity and predictability
• Guidelines on non-discrimination
• Guidelines on Proportionality
• Guidelines on Consumer rights and data protection
• Guidelines on Dispute Resolution
• Country presentations on experiences with regard to legal and regulatory framework

Lunch
Principle 5: Cross-Border Data Transfers

• Guidelines on Preconditions for Cross- Border Data Transfers
• Requirements for Cross-border Data transfers
• Country presentations on experiences with regard Cross-Border Data Transfers

Break
Recap of Day 2
Supervision of credit reporting system

• Key Principles on Regulatory and Supervisory Oversight Framework
• Regtech and Suptech Use Cases, challenges, and implications for supervised entities

Break
Supervision of Credit Reporting System (Continued)

• Regtech and Suptech Use Cases, challenges, and implications for supervised entities
• Role of self-regulation and code of conduct

Other elements of credit infrastructure

• Developments in Secured transactions and collateral registries in Africa
• Linkages to credit reporting
• Opportunities, challenges and way forward

Lunch
Other elements of credit infrastructure(continued)

• Developments in Insolvency Regimes
• Updates on the establishment of Credit Guarantee schemes

Break
Recap of Day 3
Introductions and welcome remarks

• Course overview
• Reviewing delegate expectations
• Key note presentation:
Recent developments in Credit Reporting across the globe

Break
Cybersecurity in Credit Reporting- ICCR Guidelines
Explainability of Innovative Credit Scoring Models
Lunch
Cross Border Credit Reporting- ICCR Report July 2021
Break
Alternative Data inclusion in credit Reporting
Data Security in Credit Reporting

• Security standards in data storage and data handling
• Does encryption play a role?
• What are the standards today in reporting, retrieval, and reporting time?
• Cloud computing & Data Hosting

Break
Innovations in Credit Scoring Techniques
Data Protection Requirements
Lunch
Responsible use of technology in Credit Reporting
Break
Good Governance in Credit Reporting Systems
Recap of Day 5 and closure

Location

PrideInn Paradise Beach Resort & Spa Mombasa
Serena Road
Mombasa, Mombasa County, Kenya

See route

Contact us

For additional event or venue information, please send an email to lemuel.mangla@ciskenya.co.ke