Credit Risk Management

Brief Description

The most common role of banks in an economy is to act as an efficient financial

intermediary between fund providers and users. Credit therefore plays an integral

role in an effective banking industry. Prudent credit analysis and risk management

is not only a minimum regulatory expectation from banks and lending institutions,

but also is an essential enabler to achieving long-term corporate and economic

objectives, while also aiding in safeguarding fiduciary funds such as deposits.

This course aims to equip participants with the foundational aspects of credit,

allowing them to compare and contrast corporate and consumer credit

management, while prioritizing the key areas of importance when it comes to

analyzing and managing credit

Objectives

• Discuss the basics and foundation of credit risk management in the banking context;
• Explain credit risk management processes and practices applicable to corporate and consumer borrowers; and
• Enumerate the key pointers and areas related to credit risk management

Target Audience

1. Front office teams and professionals
2. Account officers and relationship managers
3. Controllership and Finance professionals
4. Risk management professionals
5. Loan operations professionals
6. Internal audit professionals

Content Outline

• Foundations of credit risk management
• Corporate credit risk management
• Consumer credit risk management

Resource Speaker:

Mr. James Patrick Bonus

Deputy Country Head and Chief Financial Officer, FinScore, Inc.

Schedule:

June 21, 2023

(Wednesday)

9:00 AM - 4:00 PM

Training Fee per Participant:

City Savings Bank Employee – P 2,800.00

**VAT inclusive