Vincent Cowling Housing Counselor at VHCDC Vincent Cowling is a Housing Counselor with Virginia Housing and Community Development Corporation, where he delivers pre-purchase, foreclosure prevention, and credit counseling for first-time home buyers in Hampton Roads. Mr. Cowling has numerous credits to his name, including Senior Real Estate Specialist (SRES), Seller Representative Specialist (SRS), Accredited Buyer’s Representative (ABR), Certified Residential Specialist (CRS), Military Relocation Professional (MRP), Short Sales & Foreclosure (SFR) Specialist, and Virginia licensed Real Estate Broker. He has 33+ years of experience helping clients find the perfect home and dedicates much of his time counseling first-time home buyers. Mr. Cowling is an Air National Guard retiree, Realtor, Realtist, Associate Broker, consultant, and graduate of Old Dominion University. He specializes in resale properties, new homes, custom homes, HUD/VA homes, relocation, and loan application assistance.
Blair Durham President / Co-Founder of Black BRAND
Clarence Harris Owner at ACG Financial
Clarence Harris Owner at ACG Financial Clarence earned a Bachelor of Science degree in Accounting at NSU and a Master of Science in Accounting from ODU. His expertise includes providing financial and tax strategies to Business Startups, Home Based Businesses and MLM Businesses. He also provides financial management strategies for Real Estate Professionals, music professionals and entertainment firms. Clarence also holds the following professional designations which include CPA (Certified Public Accountant), EA (Enrolled Agent), CTRS (Certified Tax Resolution Specialist), CMA (Certified Management Accountant), CFM (Certified Financial Manager) and CIA (Certified Internal Auditor).
Danita Hayes Co-Owner at Victory Allegiance Realty / Wall Street Cafe Danita Hayes is the wife of Christopher Hayes and Mother of 3. Nadia, Nia and Chris Jr. She is a graduate of Virginia State University where she received her Bachelor’s Degree in English
Shirvan Joseph Diversity Outreach Manager | Mortgage Loan Officer at Towne Bank Mortgage
Shirvan Joseph Diversity Outreach Manager | Mortgage Loan Officer at Towne Bank Mortgage Shirvan Joseph has been originating and closing loans around the Capitol Beltway in the mortgage industry for 35 + years. He has held positions from Loan officer to Area Manager managing multiple Branches. Mr. Joseph also assists in developing community programs to support the TowneBank Mortgage customer base.
Kit Lockett Kit Lockett Real Estate
Kit Lockett Kit Lockett Real Estate Nationally recognized real estate professional Kit Lockett, has a talent for closing. After graduating from the prestigious College of William and Mary, Kit went on to open a Multi-million-dollar mechanical contracting firm. Within a few years of the exponential growth of her firm, Kit Lockett discovered a passion for all things real estate related. Her exceptional entrepreneurial skills were vital components of her success in real estate and investing. This skillset, along with her client centered approach, allowed her to easily transition to becoming a full-time agent. She quickly gained respect and notoriety amongst her peers and clients alike.
James Taylor VHCDC
Seko Varner Founder/CEO of Positive Vibes Inc. Brooklyn born, Ohio Raised, and with a heart for Virginia since 1990, Seko Varner describes himself as an Edu-Tainer, which blends the terms, Educator and Entertainer. Seko follows the mission of improving the lives of others. Seko’s bachelor’s degree is from Hampton University, he completed coursework at Old Dominion University, earned a Master’s degree from Regent University, and Endorsement in Educational Leadership from George Washington University.
