Start the new year by securing a stronger understanding of insurance and risk management strategies for your business! Join us for a three-part training series tailored to the automotive and tire industry. Each session will dive into critical topics, from property and liability insurance to specialized coverage considerations, ensuring your business stays protected in a complex landscape. This training is ideal for shop owners, managers, and any professionals responsible for risk management decisions.

Session Details

📅 Day 1 - January 8th: Property Insurance Essentials

Explore foundational aspects of property insurance to safeguard your assets. This session will cover:

• Replacement cost
• Co-insurance issues
• Flood protection
• Business Interruption coverage
• Ordinance or law considerations
• Crime and Cyber security
• Coverage for employee tools
• Protecting other people's property

📅 Day 2 - January 15th: Liability Coverage Insights

Learn about liability coverage specifics that address unique risks in the automotive industry. Topics include:

• Hired and non-owned auto coverage
• Garage keepers coverage - direct vs. legal options
• Mechanics Errors & Omissions (E&O)
• Pollution liability
• 3rd party cyber risks
• Employment-related practices
• Dealer operations
• Towing operations
• Coverage for loaners

📅 Day 3 - January 22nd: Workers' Compensation and Beyond

Our final session will focus on workers' compensation and related considerations for a safer, compliant workplace. Agenda highlights include:

• Who needs workers' compensation?
• Employers liability and employee liability
• Claims handling best practices
• Rate determination factors
• Experience modification, with insights from the North Carolina Rate Bureau
• Job-specific class codes - Scopes manual
• Payroll reporting essentials
• Audit preparation and expectations

Why Attend?

Gain practical insight that can protect your business and employees, reduce liability, and ensure compliance. Our sessions led by IGO Insurance are designed to equip you with the knowledge to make informed decisions and to minimize risks in every area of your shop.