Malaysia's small and medium-sized enterprises (SMEs) are an integral part of the nation's economy, making up almost 40% of GDP. They represent 97.2% of the businesses and more than two-thirds of employment opportunities – which makes its development a high priority for any country. However, heightened risks and unprecedented uncertainties in the operating environment, arising from the Covid-19 pandemic have hindered entrepreneurial dynamism and growth.
To facilitate the revival of SMEs, the Malaysian government offered targeted financial assistance for SMEs. A holistic and systematic approach to financing is required in order to address needs, which range from working capital through to capital expenditure requirements.
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